Americans are facing near-record levels of debt with credit card debt alone reaching eye-popping $870 billion by the end of 2018. We’re spending about 10 percent of our gross income on everything from credit card payments to personal loans, and debt has a nasty habit of snowballing. If you’re dealing with an avalanche of debt, Glacier Bay Law can help.

Innovative Debt Solutions

When you’re struggling with financial problems, the last people you might want to deal with might be debt collectors and creditors. However, in many cases, they might be your best bet towards a workable solution. Creditors are often willing to accept lump sum payments even if they’re not the full amount. If this sounds like a workable solution for you, think about what you want to accomplish and the best way to move forward. You’ll need to harness your best negotiation strategies in order to make this a solid solution because the creditors will certainly bring their best games. Glacier Bay Law team member can represent you and negotiate on your behalf to ensure you get the best possible settlement.

Debt Negotiation

When you opt for debt negotiation and settlement, our seasoned team will work to get your bills paid and your debts eliminated. We have extensive experience in this area and will work with your creditors to lower your interest rates, decrease your monthly payments and might even be able to settle your debts for as little as 70, 60 or even 50 percent of the total amount you owe. Debt settlement isn’t the right choice for everyone, but it can provide significant financial relief for those who choose it.

Debt Settlement

Creditors are often willing to work with consumers by lowering interest rates or reducing minimum payments, but that’s not always enough to help give you the breathing room you need. That’s when more radical alternatives such as debt settlement can be appropriate. With debt settlement, we can negotiate to settle your debts for a fraction of what you owe. Virtually all personal debts, including credit cards, personal loans and medical debts, can be settled.

Debt negotiation and settlement can help you regain control of your finances so that you can have a stronger, more stable future. We’ll work with you to find the solution that’s right for you, whether that’s paying a settlement all at once or re-negotiating the terms of your debt. Call Glacier Bay Law today to find out more or to schedule a free case evaluation.